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| Financial / Insurance in Warwick

Vincent Margherita, D.D.S.

Practice Limited to Orthodontics

     Specialty Permit #  3165

66 Galloway Road
Warwick, NY 10990

(845) 986-4247

Financial / Insurance




Orthodontic treatment is an excellent investment in overall dental, medical, and psychological well being of children and adults.


The cost of treatment will vary depending on the individual needs, type of treatment desired, and length of treatment.  Dr. Margherita tries to make orthodontic care affordable for you and your family.  We offer a no cost initial examination.  If treatment is indicated we offer flexible, interest free, payment options.  In addition, we offer a discount for payment in full at the start of treatment.  We do not want finances to stand in the way of your healthy and beautiful smile.  We always discuss fees and payments before treatment begins so you are comfortable with the arrangements.



There are many different agreements between insurance carriers and their subscribers.  Every insurance policy varies and each contract provides a different benefit for orthodontics, however, orthodontic insurance generally differs from regular dental insurance in that each insured individual usually has a lifetime maximum benefit for orthodontic services.  This benefit is paid as a percentage of the orthodontic fee (Diagnostic Records, Initial Fee, Monthly Payments, etc.) until the maximum benefit has been reached.  You should check with your insurance carrier to get the information on maximums and percentages they will provide.  Our office is committed to help you maximize your insurance benefits for orthodontic treatment.


Warwick Dentist | Financial / Insurance. Vincent Margherita is a Warwick Dentist.